Who We Are

South Central Bank has been specializing in providing contractor/dealers with indirect home improvement financing since 1965. We offer The Conventional RemodeloanSM and the FHA Title I Smart Improvement Loan. Both loan products are flexible enough to finance a variety of homeowners and projects, yet easy to use. Our goal is to INCREASE YOUR REMODELING SALES using creative indirect financing.

We offer quick, no-hassle financing at competitive rates. We currently process loan applications through contractor/dealers for homeowners in Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Michigan, Minnesota, Missouri, Ohio, Pennsylvania, Tennessee, Virginia, Wisconsin.

We approve loans from $5,000 to $60,000 (secured or unsecured).

Once we approve your company…e-mail or fax your loan applications to us. View on-line your own secure site, accessed by password and follow the approval process. Typically loans are approved in 24 to 36 hours. When the loan is approved, loan documents are emailed or shipped to you and work starts after documents are signed and loan requirements are satisfied.